Personal Lending

This article examines some of the lending banking software being offerd online.

Agiletics Systems

Corporate Banking - Agiletics Systems are designed to support large, mid-size, and small business requirements with unlimited liquidity management and investment services. Agiletics Systems may be shared by multiple departments within a banking organization; but, they be managed independently to create unique products and reporting for each department. Combined inter-departmental customer services, such as credit services, deposit services, and investment services, provide strong and valuable customer relationships. Agiletics Specialty Banking Systems also support diverse industries including municipal, manufacturing, wholesale, retailers, financial services, professional, transportation, agriculture, health care and unlimited other business lines. Agiletics Automated Borrowing System can add value to a bank's existing commercial lending, asset based lending, credit card, and brokerage systems by interfacing automated lending with DDA liquidity management services. Official website http://www.agiletics.com/.

Chordiant

Chordiant Decision Management software combines predictions of likely customer behavior with business rules for customer experience strategies that allow lending institutions to preempt and satisfy customer demands as profitably as possible. Active decision management enables highly effective "next best activity" recommendations during inbound and outbound interactions based on insight into the customer's service, purchasing, retention and risk-related behavior. Official website http://www.chordiant.com/.

DaybreakTM

DaybreakTM is a comprehensive consumer lending system that streamlines all aspects of automobile financing from origination to servicing and collections, across a single relational database, thus increasing productivity, providing improved customer service, and reducing risk. Since 1998, Daybreak has been selected by premier automotive lenders to help reduce costs and increase efficiencies. Official website is http://www.integra-online.com/.

WinBanker

WinBanker from INTEGRA is designed for banks and credit unions that engage in a wide array of lending and deposit activities. It can handle any type of loan application from consumer loans for autos, boats, RV's, airplanes; home equity loans; "skip payment" loans - as well as agricultural and other types of commercial loans for your customers.

S1

S1 provides customer-interaction software solutions for financial and payments services. More than 4,000 customers in 49 countries, including regional and national banks, community banks, credit unions, retailers, telcos, and processors rely on our banking and payments software. S1's software products and services give retail banks, wholesale banks, and credit unions one source for software products that address all customer touch-points.

Nucleus Software

Nucleus Software provides complete lending banking solution - FinnOne. Built on the scalable Oracle platform, FinnOne™ is an integrated suite of applications designed to support the typical business offerings of Banks and Financial Solutions companies. The Financial Suite provides a solution for both the asset side as well as the liability side of business, core financial accounting and customer service. FinnOne™ LOS automates and manages the complete application processing flow of any retail finance instrument, be it auto loans, personal loans, home loans, credit cards or even services related applications.